One assistant. Four systems. A receipt on every number.
RIAI consolidates your portfolio system, CRM, files, and mail into one database your firm owns, and puts an assistant on top of it — under rules your firm sets, reads, and can print.
Which households are outside their IPS bands, and when did we last talk to them about it?
103 of 126 answered — 23 need attention, listed with their last contact.
Worst drift first. Every row carries where the number came from and when it was true.
read: portfolio accounting, CRM · wrote: nothing
- Alvarez Family Trust+4.6%Portfolio accounting · as of 6:02 AMlast contact Mar 14
- Whitfield Rev Trust+3.9%Portfolio accounting · as of 6:02 AMlast contact Jan 30
- Kessler–Nguyen−3.4%Portfolio accounting · as of 6:02 AMlast contact Apr 22
- Ostrander Household+2.8%CRM · last note · as of yesterdaylast contact May 8
- Marchetti Household−2.6%Portfolio accounting · as of 6:02 AMlast contact Feb 11
The demo opens on this exact question. What this page promises, the app’s first minute does. · Open the live demo
Four connections, each pointing one way. Remove RIAI and the database is still yours.
The consolidated database sits inside the Microsoft Azure tenant your administrators already manage. Nothing new has to be trusted with your client records — the new copy lives somewhere your firm already controls.
If the firm ever removes RIAI, the database does not have to be moved or returned. It never left.
- The portfolio systemRIAI reaches outPositions, accounts, performance — read into the firm's database.
- The CRMRIAI reaches outHouseholds, notes, tasks — read in; notes and tasks written back on approval.
- Microsoft 365RIAI reaches outFiles, mail, calendar — read where the person asking has access.
- The firm's own databasethe firm's tenantThe consolidated copy, owned by the firm, in the firm's Azure account.
- No custodian connectionData starts at your systems of record. No outside system reaches into RIAI.
Access is set in the data, not in a prompt the model is trusted to obey.
Every firm decides which advisor sees which client. RIAI writes that decision into the request that goes to the database, so an answer is built only from records the person asking may see. A household outside their book is never fetched — no phrasing reaches it.
One screen shows both directions, always current: what the AI can reach, and what each person can reach through it. And what we can see is the shape of your data — tables and field names, never what is in them. That boundary has an honest cost: when something breaks, diagnosing it is slower for us than for a vendor who can read your records. We take that trade.
Approvals · 1 waiting
Draft email · to Elena Alvarez
Subject: Your Q3 rebalance — what moved and why
Hi Elena — your equity allocation drifted 4.6% above the band we agreed on in your IPS, so we’re proposing a trim back to target. The attached summary shows each position…
Nothing leaves without a signature.
Acts that reach outside the firm stop for a signature. The approval binds to the exact words.
As shipped, filing a document and attaching one to a calendar event wait for a person’s sign-off. Outgoing mail is drafted by RIAI and approved by a person before it goes anywhere — where sending is switched on, a person is in the loop on every send. Which acts wait is a setting your firm decides, on a screen, not a paragraph in documentation.
The approval executes exactly once and binds to the exact rendered content — change one character of what was approved and it will not run. Licensed work is refused outright: moving money, placing trades, advice of record, and compliance sign-off belong to licensed people, with no configuration to loosen.
Its knowledge of your firm is two things you can read: your database, and standing instructions your firm wrote.
Nothing else accumulates out of view — there is no hidden memory getting more personal in someone’s account. If a standing instruction is wrong, the firm reads it, changes it, and the changed version is what the AI knows from then on. Every threshold an install arrives with is labeled as a suggested starting point with its origin stated, and once your firm sets a number, that number wins.
Pause the AI completely and the firm keeps its footing.
The deterministic parts — the database, the engines, the checks — run outside the model entirely, so nothing the firm depends on depends on a model. We install, configure, and operate each deployment; your firm runs no servers and applies no patches. Each firm gets its own deployment, and nothing is shared between firms.
- The consolidated data
- Reports and projections
- The checks
- Routines, as checklists for a person
- The console — every system’s data, one screen
- The AI, completely
The pause itself states what keeps working, read at the moment of the decision.
Including the one nobody puts in the table: doing nothing.
| The question | Do nothing | ChatGPT | Copilot | Your vendors' AI | RIAI |
|---|---|---|---|---|---|
| Can it answer a question that crosses two systems? | A person can — four logins, by hand, every time. | Only from whatever someone pastes into it. | Mail and files in Microsoft 365 — not your book, not your portfolio system. | Its own system, only. That's the business model. | Yes. Portfolio, CRM, files, and mail, read as one. |
| Where does the answer come from? | The person's memory of four screens. | Its training, plus the paste. No source shown for your numbers. | Your tenant's documents, with citations to files. | That vendor's records, in that vendor's format. | Your firm's own database — source system and as-of date on every figure. |
| Who signs before something leaves the firm? | The person doing the work. | Nobody. Whatever was pasted has already left. | Nobody stands between a draft and a send. | Varies by vendor; read each contract. | A person at your firm, on every outward act. The approval binds to the exact words. |
| What does an examiner get? | Whatever people remembered to write down. | Nothing. Personal account history isn't a book or record. | Microsoft 365 audit logs, as far as your admin configured them. | That vendor's logs, for that vendor's slice. | One append-only record: every act, every refusal, every setting change — reconstructable in order. |
| What does it cost to leave? | Nothing. Also gains nothing. | Nothing kept, nothing to take. | Your files stay; the assistant goes. | Usually your history. Export what you can. | Nothing. The database is already in your tenant — it stays, and it stays readable. |
Fair is fair: ChatGPT is genuinely good at what someone hands it, and Copilot is a real assistant for the Microsoft ground it sits on. Neither was built to answer for your whole firm, and neither claims to be.
Four questions decide most of it. Here they are, answered about us first.
A vendor who cannot answer these in plain sentences has told you something. The printable one-pager has no pitch on it — forward it to your compliance consultant and put it to every vendor with an AI in its product, including us.
See it answer for yourself.
A live install on an invented firm. Ask it anything, watch the receipts land, then try to make it cross a line.
Ask us about your firmhello@riaintelligence.ai